A Money Coach in Canada

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What’s important to you in life?

  • friends?  hospitality?
  • travel?
  • a nice-sized nest egg?
  • causes?
  • the environment?
  • your home?

Take some time to clarify and prioritize these, then keep these in mind as you spend – are your hard-earned dollars going toward the life you want, or being frittered on things that don’t really matter that much?

My priorities have changed this year.  In the past, it was about hospitality.   This year, it’s more about geeky things (I bought an apple TV! and a big-screen TV! and a digital camera!  and an iPhone!  see?  I wasn’t kidding…) – perhaps because that helps me still feel very much in touch with people I care about who are scattered across the globe.

About the Author

Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com


  1. lucinda

    I also think it is a good time to reflect on what we need and what makes us happy. These thoughts are good for the soul, but they can also be good for our wallet. Do I really need that other pair or shoes or should I take my shoes to the cobbler to give them new life?
    I agree, it is nice to have a big tv. Since we got one we spend more time together at home, eat more at home versus at the restaurants. IT is all about balance.


    Jan 11, 2010
  2. I like that you included “what makes us happy”. We often get the message that effective money management is about only buying what we *need* and saving/investing the rest. That’s an austere approach! Life is to be lived and enjoyed, but we can only do that to the extent that we are self-aware about what brings us lasting happiness.


    Jan 12, 2010

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