A Money Coach in Canada

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Last November, PF Blogger “Clawing our way to financial health” and I issued an eat-at-home-month challenge. A number of us committed to eating at home for the month, thus resurrecting long lost skills (in my case), rediscovering our kitchens and saving money. Each week we would post about it.

This month of Feb 08, it’s a new, wonderful, “Share the Love” challenge!

The idea is for bloggers, particularly PF bloggers, to donate above and beyond what we regularly give to charity, during February. Westcoast Willie’s charity of choice is sos-children’s villages. You can go to her site, read her comments about the charity and donate via the button.

What am I going to do? Two things.

Next week I’m going to forego Starbucks, and give the $25 savings to sos-children’s village per above.

But I’m also going to do something more. It sounds kinda dumb, but I’m doing it.

I’m going to ensure I have spare change on me, and make a point, every day, of giving away at least a loonie, to someone who asks for my spare change. And I’m going to try (operative word) to discipline myself to do it with an entirely open mind and heart. No judgment. In fact, ideally, an openness to what the other person has to offer. To the Christ within them, to use incarnational-theology language. Who knows who I’ll meet.

About the Author

Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com


  1. Good idea about giving away the loonies! Good for you, I know this is something you have been trying to figure out for yourself.

    And thanks for blogging about the challenge. All has been curiously quiet on that front 🙂 Funny how no one comments when they are asked to donate money 😉

    I have to be away this weekend but will renew encouragement efforts and blog about how much I plan to donate early in the week. AND I will write that guest post for next Thurs. Have a good weekend!


    Feb 01, 2008
  2. giving things – money, time, clothes, books – always a goo idea.

    for a while i had a practice where once a month or so i would put together a little package – maybe a book, a chocolate bar, some socks, a 5-dollar bill – and a little letter saying “enjoy!” and just leave it somewhere. i haven’t done that for a while. you know, maybe i’ll do that again …

    i’ve been busy counting calories this last month (lost 6 pounds so far!) and that discouraged me from what little frivolous eating-out i was doing.

    okay, here’s what i’m going to try this month (biggest challenge may be not to FORGET it): i won’t buy anything for myself. no books, no t-shirt at one of the thrift stores that i so enjoy, no useless stuff at the dollar store. i have little idea how much i might spend but i’m sure it would at least be $30. so i think i’ll give that to the frozen pea fund, the cancer research project that started up when susan reynolds first found out she had cancer, and all the people from twitter started supporting her.


    Feb 02, 2008
  3. I’ve always wanted to sponsor a child from another country but what keeps me back is that I have a huge commitment phobia. But once I’ve made up my mind, I’m locked in and I’ll see it through. To me sponsorship is a huge commitment of time, emotion and to a lesser degree, money. Most of my donations are a one-off deal (even though I do it every year) but maybe I should give the sponsorship thing another look. I have a recent commenter on my blog who is in high school who sponsors a child… kind of makes you rethink the whole commitment issue phobia.


    Feb 02, 2008
  4. @woolywoman – well, it’s still early in the game. And you can see above a couple responses. Thanks for issuing the challenge!
    @isabella – what a delightful idea, pulling together packages. I did that impromptu, christmas morning. It may have been the best thing I did all christmas! Now, money coach to therapist, I have to ask: is buying “nothing” for yourself for the entire month do-able? Will it create any sense of deprivation? (although I actually think there may be some merit to time-limited deprivation)
    @mariam – one of my very guilty secrets is sponsoring a child, then not following through after the first year. It was back in my bad old days of money troubles, maxing out my credit card, moving and not given the org my new address. Much later I contacted them and they assured me the boy had been given a new (more reliable!) sponsor. I think that’s about as worst-case-scenario as can happen. So, having set that pathetic, low bar, anyone could do better than me. It sounds like you would be wonderful, and truly, not all that much emotion/time is required. Go for it! (and post about it?)


    Feb 02, 2008

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