A Money Coach in Canada

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How financially mature are you?

Are you like a kid?

  • You don’t think much about money at all
  • You assume or hope someone other than you will ensure your financial needs are met
  • You take little responsibility for your financial life

Are you like a teenager?

  • You earn an income but don’t really have a plan for it and don’t think too much about the long-term future
  • You think there is a “backup” other than yourself if something were to go wrong financially
  • The majority of your money goes towards feeling or looking good in the moment

Are you like an adult?

  • You “own” your finances
  • You are educated and informed about  money
  • You ensure your current needs are met and also plan and save for the future

Are you like an elder?

  • You are wise about what money is, and what it is not
  • You are creating / have created a legacy with your money
  • You have an inner peace about money

ps:  I’ve  known loads of teenagers who exceeded their years in their maturity.  I’m basing my analogy above on my own teenage years!  So no “diss” intented to teenagers 🙂

About the Author


Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com

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