A Money Coach in Canada

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If you’re anything like me and (former actor turned author) Meg Tilly, you may be increasingly queezy about the economy.

I’m preparing for the worst:  a drawn out decade of unemployment, low stock prices/portfolio values and declining property values (perhaps good news for a lot of people I know in Vancouver!).

It’s easy to be casual about our personal money management when all is going well (and politically easy to assume people who are struggling/homeless have only themselves to blame) but as more and more people we know lose their jobs, and as the homes and condos around us sell for less, I predict that we Canadians will change our lifestyles significantly and become much more engaged with our finances.

That result, at least, is a good thing. But to get there, we need to get past the anxiety paralysis that can often overtake us.  I advise that we start now to find techniques which allow us to relax, regain our clear thinking, and move forward in constructive (even if difficult) ways.  Here are a few I found:

On a very pragmatic level, Ron at   The Wisdom Journal came up with several solutions to emotional issues about money mgt:

  • If you money intimidates you, you’re a prime candidate for automation.
  • If you fear not having enough to the point that you’re an extreme saver, crunch some numbers and project exactly how much you’ll need and when you’ll need it to ensure a comfortable retirement.
  • If you fear the loss of status, decide what luxuries are important to you and let the rest go.
  • If you fear not having enough to make your debt payments, establish a budget and commit to live by it … and get rid of the credit cards.
  • If you fear not being able to afford your child’s educational requirements, save something, anything, each pay period and begin researching scholarships and educational alternatives.
  • If you fear not having enough to retire because you’ve started late, get started now. Don’t worry about the past.
  • If you fear losing your job and not having enough for daily expenses, cut your expenses now, learn to make extra money, and develop a backup plan for your job.
  • If you fear not being able to manage your own investments, get a fee based professional to help you.

Carol Fogarty suggests this outside-the-box exercise:

  1. Lift one of your hands up to the top of your head.  Hold your hand about one foot away just in front of your head. Now swish your hand in a gentle even movement down along the front of your face, neck, chest, heart and solar plexus (tummy) area.
  2. Now swish your hand out and away from your body, as if you are pushing something away.
  3. As you swish down along the front of your body and then out and away repeat, either out allowed or in your head “cancel, clear, delete”
  4. Repeat at least three times so you can be sure you have cleared away the unwanted energies.
  5. Too easy.

 

And last, but not least, you can always go shopping.  🙂

HARMONY ACTIVE WEAR
(clothing for real-sized women)

Warehouse Sale

This Coming Thursday and Friday November 13 & 14th

11 am to 6 pm
Fashion Exchange Building
1951 Glen Drive #131, Vancouver
(Off Terminal Avenue, beside the home Depot)
And male model needed for free haircut!

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Photo Credit: Steel Steve

November 11, 2008

Have I ever told you I met a canadian spy?  I did.  And a handsome one too;  tall, silver hair, steely blue eyes.  It was many years ago.   I was working for the Canada Employment Centre for Students during university and we received in error a fax from Hawaii with details of US military personnel itineraries.  The cover sheet looked something like the Stealth.  High drama in the office when we received it, let me tell you! In any case, said spy came in and crisply asked us to turn over the documents, and that was that.  *le sigh*.

More seriously, some factoids about the Cdn budget and military/defense tax dollar expenditures:

Since my encounter, the budget for CSIS has more than doubled$356 Million for 2008.

N00b spies on probation (which takes 5 years) start out with a salary in the mid 50Ks and move up to the 70K range.

In 2006, we injected $5.3 Billion into the Department of National Defence as part of the Canada First Defence Strategy.

$6 Million has been allocated towards enhanced drivers’ licences.  This particular one is seriously concerning, folks – sounds innocuous, enhanced, but what it means is biometric data about you will be embedded into your driver’s licenses.  We will be required to swipe these, for instance, every time we cross the border, starting 2009.  This means the US is collecting very intimate information about you and storing it …well, who knows where or how securely?

I’m ashamed to admit it, but I’ve never been a member of a political party in my life.

This past Saturday, I was invited to hear Bob Rae speak, and while I was genuinely interested in hearing him, I felt uncomfortable being there.  A. I was an imposter and B.  I realized I don’t just want to tweak our economic system, I want an overhaul.

This means I’ll likely never in my lifetime be part of a majority.  I will probably always be in the fray, but as the dissenter, not as someone with power.

Probably.

But I’ll be in damn fine company.  I’ve joined the http://greenparty.ca/.

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