A bit of intel, if you haven’t already discovered: Canadians will no longer be receiving cheques back with their statements. The Canadian Payment Association (the org. that clears cheques and transfers funds electronically between credit unions, banks etc.) put that policy in place. The cheques will be shredded by the clearing house of the institution that processed them. You will receive an image of the cheques on your statement. These are legally binding, just the same as the original cheques used to be. Presumably, this is related to anti-laundering initiatives. Still, I find it a bit disconcerting.
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