A Money Coach in Canada

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I’m investing in my health.  Unless an entire medical profession is lying to us, things like losing weight, getting more exercise and eating more nutritional food will increase our odds by a long shot of avoiding expensive health issues.  Diabetes would require insulin and a highly specialized diet – what would that cost us?  Stressing out causes high blood pressure and can lead to depression or stress-leave from work – what are the lost wages?

So I’m investing money in my health and wellness.  I’m buying snowshoes and will use them regularly.   I signed up at the local racquet club and take their Nia and Spin classes.  I subscribe to Prevention magazine.  I go ahead and buy lots of produce despite the fact that it may go bad before I use it, because I want to be in the fridge for me when I’m smart enough to include it in my meals.

I don’t know about you, but I’d rather spend the money now and live to a good old age than have to start dealing with the long term effects of being overweight and out of shape.

So if you need to hear it, here goes:  Go ahead and spend money on your health and wellness.  It’s an investment unlike any other.

Readers – it’s been a while since I heard from you!  What’s the best health/fitness item you’ve spent money on?

About the Author


Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com

14 Comments

  1. Donna

    I’m also investing in my health. I realize that if we don’t look after ourselves now, really, who will. After finding out that I had high blood pressure and also issues with my heart I knew I had to do something to make a difference while I still could. There was this new craze called Zumba. An instructor, Tara Newbigging led the class and boy, I was hooked. It’s been 1.5 years and realized that I can also make a difference for others. I took it to the next level and now am a certified Zumba Instructor. I love spending my time and money on Zumba. It’s the greatest workout. Zumba is different; Latin inspired international music and dance steps to create a dynamic, exciting and effective fitness system. Zumba is easy and designed for everyone.

    [Reply]

    Jan 26, 2010
  2. Great post. Being healthy is the best insurance you can buy.

    On stuff we’ve bought … Susan’s treadmill is right up there. She’s on it right now. It’s pretty much worn out. I don’t “get” running so for me it’s not such a big thing.
    For eating better the money spent on slow cookers is a great investment.
    I haven’t ridden my bike much in the past few years, but buying a good one 25 years ago has stood me in good stead. It’s got many miles on it and kept me somewhat fit for many years.

    A more recent “investment” is discovering how much we like Lime Perrier. It’s a much cheaper AND healthier alternative to wine. Too bad all the other (more local) fizzy lime waters taste terrible.

    cheers,
    Andrew

    [Reply]

    Jan 27, 2010
  3. My first yoga DVD. But I don’t actually need to exercise – I get all the fitness I need at work.
    .-= Mongoose´s last blog ..The Eentsy Weentsy Dog =-.

    [Reply]

    Jan 27, 2010
  4. Bruce Hill

    Hi Nancy

    this is great.. I spend alot of money on my health and well bieng .. i cycle to work every day ,run always buy organic , so i know what is going into my body ..there is a great film called i thinks food knows better… it’s my bible… i spend a lot of time in nature take naps and massages pedicures and manicures… because i feel we cannot rely on doctors in this world … we have to take charge of our bodies …

    [Reply]

    Jan 27, 2010
  5. Good idea. So many people don’t think of health as an investment. I sure do. Specially now that I am a mom. I am thinking more about making myself live as long / as healthily as I can to be a part of my daughter’s future.

    [Reply]

    Jan 28, 2010
  6. @Donna – I swear your’e going to singlehandedly convert all of Yellowknife and make is into Canada’s healthiest city.
    @Andrew – tx for popping by! And a bike is on my list for this summer. Can’t wait – and my spin classes should have me well primed.
    @Mongoose – lucky you. Seriously, having a job that keeps you active is a real gift.
    @Bruce – well said re: taking charge of our own bodies
    @Barbara – that’s a really lovely motivation!

    [Reply]

    Jan 29, 2010
  7. I’m a big believer that for people to stick to physical activity, they have to find something that they love to do. I know of people who try to make themselves runners (it’s relatively cheap and accessible), but they hate it and so they won’t do it. My passion is hockey and despite the fact that it’s pricey (both the equipment and the registration fees), it’s worth every penny to me – I get awesome intense exercise, I get to challenge myself, and I have lots and lots of fun!
    .-= Beth´s last blog ..Do You Get This? =-.

    [Reply]

    Jan 29, 2010
  8. Food! 😀

    [Reply]

    Jan 30, 2010
  9. hey, Nance…you are so right-but you know that! I hike, I walk, I know, like Bruce, exactly what I eat..well, 99% of the time. I measure my success by how my clothes fit, how I feel, exercise energizes me.
    My yearly check ups confirm that all goes well with the bod.
    It helps that I love to cook.
    I love my job, so stress isn’t a huge factor. And I have a support system of family & friends to relate to, talk to, have fun with.
    Next time I’m up, snow shoeing is on the agenda!

    [Reply]

    Feb 01, 2010
  10. cade

    well spoken Nancy! for many years while friends and co workers spent their money on partying and cab rides (i would hope) from parties and sleeping in the next day i have spent mine on snowboarding, hockey,yoga and the gym.i spend alot of time outdoors with my dog and exploring nature. i am always into any activities that keep me fit and challenged like rockclimbing bowling rollerblading and any recreational team sports. i also invest in vitamins and greens or vega powder for added nutrition. i have free weights at home ,an indo board and a bosu ball. i am 42 but pass easily for much younger in fact i get id’ed on the rare occasion i do order an alcoholic beverage. i grew up being active but all my siblings have not continued with their active lifestyles and smoke and drink and it has definitely taken its toll. another thing i invest in is meditation cd’s and inspiring books and on and off, a therapist, as well as massages and foodie nights with friends because i do believe alot of illness (esp chronic) is stress related . it is so important to have a mind,body,soul connection so i strive for that.thank you for writing this because i have in the past been mocked by friends and family who see me as ‘wasting’ money on these practices, however i think booze and drugs are a waste of money and energy and they are much more expensive short term and long term than any of the things i enjoy!

    [Reply]

    Feb 03, 2010
  11. Julie

    Great post!
    I echo Andrew’s sentiments :
    “Being healthy is the best insurance you can buy.”
    Your post reflects my thinking and call to action the past year…
    I have included mental health in this, investing more into simplifying and stream-lining my life, rather than always being on the run, always too busy.

    [Reply]

    Feb 09, 2010
  12. Angela

    I do yoga, meditate and like walking. However, since moving to Ontario (from the UK) I’ve really struggled with the long cold winters and the very hot summers here and I find I do a lot less exercise than I used to. Nancy I’m really curious about how you cope with the cold weather? – I noticed you said you were buying snow shoes. Are you someone who celebrates winter? I could really do with some hints and tips on moving in winter – the only option I’ve thought about lately is mall walking but it seems so soul less compared to walking in the countryside! But walking outside is sooo cold for me at the moment – just not that enjoyable. Plus there isn’t a lot of countryside in the city I live in … any suggestions much appreciated.

    [Reply]

    Feb 14, 2010
  13. @Angela To my utter amazement, I find myself embracing an active lifestyle *more* up here than I did in Vancouver. Go figure! And about cold weather, I’ve found getting good “gear” makes all.the.difference. By that I mean: I have, and use, good wool underwear from Land’s End. I also bought some yaktracks, little rubber/wire things for the underside of boots which means I no longer fall down! And a dene (aboriginal) friend has lent me indefinitely some hide and fur mitts.
    Last, I wear contacts instead of glasses way more because they don’t steam up like glasses. In short, I ensure I’m kept warm and the whole gorgeous, bright winterland is available to me.
    What I did was brainstorm a whole set of activities with a friend, and have selected a handful that work for me. These ranged from swimming to riding horses to Wii-Fit. Then I selected 3 which I thought I’d enjoy. I plan to switch in 3 months, just to keep life interesting.
    @Maureen DOES THAT MEAN YOU’RE COMING TO VISIT??

    [Reply]

    Feb 27, 2010
  14. I do yoga, meditate and like walking. However, since moving to Ontario (from the UK) I’ve really struggled with the long cold winters and the very hot summers here and I find I do a lot less exercise than I used to. Nancy I’m really curious about how you cope with the cold weather? – I noticed you said you were buying snow shoes. Are you someone who celebrates winter? I could really do with some hints and tips on moving in winter – the only option I’ve thought about lately is mall walking but it seems so soul less compared to walking in the countryside! But walking outside is sooo cold for me at the moment – just not that enjoyable. Plus there isn’t a lot of countryside in the city I live in … any suggestions much appreciated.

    [Reply]

    May 19, 2010

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