Disappointed with how things turned out?
Yeah, life doesn’t usually turn out how we think it will. And often the way it turns out doesn’t compare favourably to the life we anticipated. Maybe we don’t feel grown up enough. Maybe we don’t have the RRSPs saved we thought we should by now. Maybe we quietly wonder why others have the Audi, the Yaletown condo, the Fluevogs, the weeks in Italy that we don’t.
Regarding money. Disappointments about money. A recovery plan:
1. You are not alone. Know that. Whatever aches, shames, frustrates — you are not alone in being disappointed about your finances. Take comfort in this. Nearly every one of my clients – physicians, realtors, politicians among them – quietly wonder the same thing (admittedly on a different scale). We all face disappointments great and small.
2. It’s probably not your fault. Or not most of it. You and I and our money are shaped by our birth year, by government policy, by what is happening in Greece, and yes, to some extent our will to take control of our finances as well. So cut yourself some slack.
3. Acknowledge that comparing your situation to others is a fool’s errand. Who knows the full story? They may have had other priorities. They may have received an inheritance. And yeah, possibly they have made more financially astute choices to date, but whatever. You are where you are; they are where they are. Let it be.
4. Remind yourself of what’s good in your life. Then take this 30 second exercise to blow your mind.
5. It’s true, you know, that today is the first day of the rest of your life. If you are convinced you can do better for yourself – however you define better – shake off the disappointment or guilt or failures of yesterday and move forward. Move forward.