Ain’t life funny. You think you know where you’re headed then out of the blue: KABLAAM! Life takes an unexpected turn. This can be painful (as in the loss of a love. been there.) or it can be exhilarating. I just experienced the best of this.
For the past five years I’ve been slowly but surely building Your Money by Design, my money coaching business. There was one inherent difficulty: by definition a money coach can’t be broke, and starting a business puts crazy demands on your bank account. Since living out of my car was not an option, in the middle of year 2, I decided to work part-time both to keep my daschunds in the manner to which they were accustomed (I was happy on beans and pork, but the hounds insist on top grade meat) and to practice what I preach – RRSPs, insurance etc.
Things were going swimmingly but what I didn’t expect was this. My part-time job captured my imagination. Citizens Bank of Canada is a rocking bank. (mostly. it’s flawed like all of us with good intentions. but mostly.). So much so that I started promoting them (totally for free, and unsolicited) in my own business. Trust me: I wouldn’t jeopardize my business for the world, so putting their name on my own products means they’re the genuine article.
Here’s what I love about it:
- It’s online, and was before ING came to Canada. Why? Carbon footprint, baby. Green.
- It offers the same, often better (not every single day) rates as all the others do, like ING, CIBC’s President’s Choice etc (and their chequing account gives 2.4%. No minimum balance. Ever heard of that before?)
- Mostly I’m a fan because of this: It’s not accountable for generating profits for shareholders around the world. It’s owned by VanCity credit union. This means it’s all about triple bottom line People. Planet. Profit.
And then the unexpected happened. I got my dream job offer. I get to mess around online for them (in geek speak “participate in conversation”). I get to meet people who I’m pretty sure would opt out of the Big Banks and move to us if they knew about us: think poli sci classes, community development people, other Canadians who want to do business with people who care about more than purely grabbing cash. In short, I’m now formally the bank’s evangelist.
What does this mean for YMbD? It’s still my baby, but maybe now a pre-teen: enough of its own life not to require my every waking moment. So I’m going to give it a little space, and focus my next six months on a really, really fun gig.