A Money Coach in Canada

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Do I have a great prize for you! If you’re looking for a new bank, or need to set up a business account, and if you are not currently a VanCity member, I’ve got 2 great deals to give away:

1. Personal Banking at Vancity– new account. Includes these bonuses:

  • 1 yr free fee chq (then I recommened their $7 electronic pkg. as long as you’re a do-it-yourself-er, it’s the least expensive banking product I know of)
  • enviroGold visa – $99 fee waived first year. great points pkg.
  • peferred term rate – usually available only if you have a serious chunk of change in terms (note: this is for locked in terms)
  • line of credit at prime +1 (up to $10K)
  • staff mtg rate
  • 10% off insurance products (except life ins.)

2. Business Banking – at Vancity

  • Fee free chq account for 1 yr
  • $100 credit towards cheques
  • LOC at prime (up to $25K)
  • Expense GoldVisa card )($99 waived first yr)\
  • 5% off business insurance

Interested? Here’s the deal.

1. Respond with a comment below, stating 1 thing you do to save money in greater Vancouver.

2. Then send me an e-mail stating which account you’re interested in. I’ll enter you in the draw: contest closes next Wed., June 20th. (note: you will still need to qualify for credit products – ie., credit score etc.)

ps – full disclosure: I work part-time for one of Vancity’s subsidiaries, Citizens Bank of Canada, hence I am able to offer these. It’s a staff inside-scoop.

About the Author


Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com

8 Comments

  1. Hi Nancy!

    I save money on clothes by shopping at Vancouver vintage stores such as Value Village. For example, i just bought a brand new pair of Zara skinny jeans for $12! you can’t get that deal any where else in Vancouver!

    [Reply]

    Jun 13, 2007
  2. No more gym membership fees for me! I choose to save money by doing a five-times-weekly workout on our beautiful seawall. I hope never to work out under fluorescent lighting again! How does it work? Tricep dips and push-ups on park benches, stair-running, lunges on the beach, pull-ups on the monkey bars, resistence work (bicep curls, lat pull-downs, hip adductors, etc) taken care of with the purchase of a fit tube (approx. $15.95) and strategic use of sign posts and monkey bars, ab crunches picnic table benches, sprints anywhere. Be savvy about it– Hire a personal trainer to set you up with an outdoor bootcamp-style workout to be sure you’re on the right track and not risking injury. Tips: Commit to doing the workout rain or shine. Say hi to all the beach-happy dogs working out with you!

    [Reply]

    Jun 13, 2007
  3. Hi Nancy,

    As you know, I save tons of money by getting my specialty coffee in the mornings from my own espresso machine in my office. Because of this, I save a min. of $2,50 to $5.00 a day. This will save me easily $5,000 or more within 5 years. (The $699.00 for the purchase of the espresso machine already deducted).
    This doesn’t mean I don’t go to coffee shops anymore, I still do when I have the time to drink my coffee there and enjoy the atomsphere and relax….this is what coffee shops were meant to be, a place to socialize.
    Cheers,
    Marco

    [Reply]

    Jun 14, 2007
  4. Terry

    U-brew wineries- making batches with friends for those of us who may not have a really well developed palate works out to about 4 – 5 dollars per bottle. And it can be alot of fun going in to bottle it!

    Combining necessary errands into one trip with the car or doing all the errands on the way to or from work means no extra trips.

    Using the Library for Videos, DVDs, and books beats the rental fees. (Some patience may be required for some of the newer releases)

    [Reply]

    Jun 14, 2007
  5. Steve

    The best way I have found to save money, is riding my bike! As much as possible, I use my bike to shop & do errands. I have a client in North Van that I commute to by bike and another in Richmond. It save miles on my car, reduces my gas expenditures and is better for the environment!
    Along the same line, I try & service my clients by remotely accessing their computers rather than always traveling to their offices.
    I love riding my bike! I’d do it a lot more if I didn’t get so smelly getting there!
    Talk to you later …
    Steve

    [Reply]

    Jun 14, 2007
  6. Barb

    It surprises me how many people don’t do this, but I recycle all my containers at the depot and keep the returns in a separate fund. Last year, that fund paid for a one week holiday on Salt Spring Island. Whenever I see people putting money in the trash can, I cringe!

    [Reply]

    Jun 18, 2007
  7. Cindy

    Hi Nancy:
    Having 2 growing girls who have now entered their teen years saving is (especially for summer holidays) a challenge. In preparation for their holidays – I started about 8 months ago keeping my eyes and ears open for any promotion, deals etc. that they may use over the summer. I purposefully used my air miles card and cashed in for 2 $25 Chapters gift certificates, pre purchased Playland tickets (good savings!) gathered all their too small clothes over the months and participated in a community centre kids clothes swap. With this money I bought 2 passes for the pools around Vancouver for them for 3 months. I faithfully returned recyclable bottles every week and with this money bought faresavers for them to use to go to the beach etc. I also typed up a list of freebies that are going on in the summer and with all this in a beach bag, I am going to give it to them at the beginning of summer so that those days when I’m working and they want to do something it won’t be an expensive spur of the moment thing – and I will have saved a lot of $!

    [Reply]

    Jun 18, 2007
  8. Wow – what a lot of creative, savvy ways to save! Thanks to each of you for contributing to my blog’s growing body of money-savvy-intel! 🙂

    And, some cool news: I managed to score enough coupons for each of you. I’ll e-mail you to set up a hand-off time. Congrats!
    You have FREE BANKING for a whole year ahead!

    [Reply]

    Jun 21, 2007

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