A Money Coach in Canada

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Waiting for the Return of Light

I used to call them my demon nights. Sleep patterns and the hours between 3 – 4:30 am can really mess with our heads. Our insecurities and vulnerabilities are magnified and it’s hard to find our inner core. I frequently experienced insomnia at this hour and went through a silent hell. I felt utterly alone in the universe. Anguish.

I don’t experience those torments anymore, Thank God. Somewhere between then and now I have, over the years, become at ease in my own skin. Between long-lasting and robust friendships, discovering my own unique strengths I bring to the world, and a particular romance which, though it didn’t end in marriage (a sadness I will always carry with me) nevertheless dropped tender love into my heart, between all these, I’ve become (generally) at ease and secure. Also rooting myself into a faith and belief in an all-loving and tender and compassionate God has been foundational.

There’s a proverb that says: Better is a dinner of vegetables where love is than a fatted ox and hatred with it.

So on this Christmas Day, I encourage us all to hold lightly to the gifts we received (or maybe didn’t) – delight in them, yes. But mostly hold them lightly because mostly what we all need – by definition of being human – is love and belonging. What love and belonging we each have in our lives, be it little glimpses or in spades, let’s soak it up. If we need more, let’s set our intentions to build and deepen our community. If we have some to spare, let’s open our hearts more widely to others.

And for those who are inclined toward religion, let’s open our hearts all the more to the God of Love, and spill that love as indiscriminately wide and far as possible — Peace, on earth, good will to all.

About the Author

Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com


  1. Thanks, Nancy, for sharing your reflections here. Yes indeed, we yearn to know we are loved, and, I think, to have a sense of meaning in our lives. It’s so tempting to seek more (“If I just had a bit more love in my life…”) in preference to paying respect to those who love us and help us have meaning by valuing what we already have. For indeed, it is when we start to value what we have that our hearts are opened to receive more.

    Your comments are a reminder that sometimes we look in the wrong places for love and belonging; we think it is something we ‘get’ from others. Seems to me that when we give we get; when we give our love and contribute to others – individuals and communities – we receive in return that sense of love and belonging we so desire.

    As 2011 approaches, I’m going to spend a little time noticing the riches I already have!
    Kate Groom´s last [type] ..Key Sales Indicators


    nancyzimmerman Reply:

    Thanks for your comments Kate. Here’s to a 2011 of respecting and noticing what we already have!


    Dec 26, 2010

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