A Money Coach in Canada

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And for our ongoing Frugal Friday posts, just in time for Valentine’s Day, a Guest post by beauty expert: Jessica Krznaric!

The holiday we either love, or love to hate is just around the corner – the big V day. Whether you’re spending Valentine’s Day to celebrate the love of a relationship or the love for a friendship, don’t forget to show appreciation to the most important person – yourself! These six beauty steals are not just inexpensive but great for the ego. Plus, the entire loot racks in under fifty bucks. I think I’ll love myself every month…

Six Feel Good Beauty Steals

1. Sebastian Whipped Crème – I recently discovered this one thanks to my hairdresser. It truly is magic in a bottle for a great price. Used as a conditioner, volumizer and heat protectant (you’re already saving!), Sebastian’s Whipped Crème is packed with protein and shine removing the brittle from hair and replacing it with a boost. Ranges around fifteen dollars or even less if you order online!

2. Ponds Cleansing Towelettes – My skin is ultra sensitive (wonder who gave me that gene, thanks mom), and finding the right facial products sometimes seem next to impossible. But there is a great product that works with you, not against you. Ponds Cleaning Towelettes, cushioned with Vitamin E, offer a deep clean without breaking out or drying up your skin. Known for their makeup removal superpowers, Ponds Cleansing Towelettes adhere 100% to their lifelong motto: beauty without a hefty price tag. Ranges around six bucks.

3. & 4. Cover Girl Lash Blast Mascara and Perfect Blend Eyeliner– I’ve tried all different price points of liners and mascaras and always seem to resort back to long-lasting favorites. Cover Girl’s Last Blast Mascara and Perfect Blend Liner make eyes fuller, darker and bolder. Layer the lid and lashes until it’s thick for the perfect result. Just over ten dollars for both.

5. Jergens Skin Firming Daily Total Moisturizer – If you want to feel sexy in your skin, Jergen’s is a lifesaver. You can’t help but smile every time you put it on. Maybe that’s because with every application you are toning and tightening your legs. I see it as a month’s worth of spa treatment for under eight dollars.

6. Carmex Cherry Lip Balm – You can kiss your chapped, cracked, burned and abused lips good-bye for as little as two bucks. Carmex Lip Balm’s legendary formula works fast to restore moisture and its SPF 15 protects lips from sunburn. Not only a great product all year round, Carmex has been restoring lips for 74 years. I’m sold!
Jessica Krznaric is the beauty editor of www.mysocialbeauty.com, the social networking site for the cosmetology and beauty industry, and works closely with the cosmetology educational sites, www.beautyschool.com and www.beautyschoolsdirectory.com.

Marks and Spencers (M&S) ventures back into France. I’m hoping that’s a sign of things to come. I miss them in Canada! (women will know why).

AOL is buying Huffington Post. This makes me a bit anxious. Whenever the original owner doesn’t own the company anymore, things change and rarely for the better.

The owners of the Toronto Stock Exchange and the London (UK) Stock Exchange want to merge, but will Canada let them? It would make the Exchange the largest mining exchange in the world. Here’s BBC’s vid:

BBC London Stock Exchange to merge with Toronto Stock Exchange

Last, my fave story of the week: Beware English Grandmas, you rotten thieves!


How financially mature are you?

Are you like a kid?

  • You don’t think much about money at all
  • You assume or hope someone other than you will ensure your financial needs are met
  • You take little responsibility for your financial life

Are you like a teenager?

  • You earn an income but don’t really have a plan for it and don’t think too much about the long-term future
  • You think there is a “backup” other than yourself if something were to go wrong financially
  • The majority of your money goes towards feeling or looking good in the moment

Are you like an adult?

  • You “own” your finances
  • You are educated and informed about  money
  • You ensure your current needs are met and also plan and save for the future

Are you like an elder?

  • You are wise about what money is, and what it is not
  • You are creating / have created a legacy with your money
  • You have an inner peace about money

ps:  I’ve  known loads of teenagers who exceeded their years in their maturity.  I’m basing my analogy above on my own teenage years!  So no “diss” intented to teenagers 🙂

I’m the only weirdo on the planet who’s not into pottery. Except this. I <3 -ed this mug the moment I saw it in Amberley, a (very posh) quintessential English Village last summer. You can see an interior pic of the pottery shop here.

Every single morning, without fail, it is the vessel of choice for my first latte of the day.

Contentment is a good mug, non?

ps: Melanie’s stuff may convert me to make my second pottery purchase.

our hopes and failings, loves won and lost, when all is said and done.


A thousand years, a thousand more
A thousand times a million doors to eternity

I may have lived a thousand lives, a thousand times
An endless turning stairway climbs
To a tower of souls

If it takes another thousand years, a thousand wars,
The towers rise to numberless floors in space

I could shed another million tears, a million breaths,
A million names, but only one truth to face

A million roads, a million fears
A million suns, ten million years of uncertainty

I could speak a million lies, a million songs,
A million rights, a million wrongs in this balance of time

But if there was a single truth, a single light
A single thought, a singular touch of grace

Then following this single point, this single flame,
This single haunted memory of your face

I still love you
I still want you
A thousand times the mysteries unfold themselves
Like galaxies in my head

I may be numberless, I may be innocent
I may know many things, I may be ignorant
Or I could ride with kings and conquer many lands
Or win this world at cards and let it slip my hands

I could be cannon food, destroyed a thousand times
Reborn as fortune’s child to judge another’s crimes
Or wear this pilgrim’s cloak, or be a common thief
I’ve kept this single faith, I have but one belief

I still love you
I still want you
A thousand times the mysteries unfold themselves
Like galaxies in my head
On and on the mysteries unwind themselves
Eternities still unsaid
‘Til you love me

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