A Money Coach in Canada

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This is a guest blog by a coworker with a lively online persona … but not from my lips or typing shall his/her identity be revealed. I did manage to coax out this guest post on the all-too-common habit of eating out too much for our budgets to handle. Northerners or readers in remote places will particularly relate, I suspect!

Lunch for Wednesday

Having a single income, owning a home with constant repairs needed, and living in the North where the cost of living is at an all time high makes a person consider setting up an IV system instead of paying for real food. Add to this the temptation of working downtown where there are at least half a dozen establishments with friendly staff waiting to take $20 and hand you a quick answer to the question “what’s for lunch?” and I’ve found myself looking at an empty bank account wondering what happened more than once.

One solution to this is to stop eating. A BETTER solution to this is stop impulse eating. When I moved out of my parent’s place at age 17, some of the advise my mom gave me was “always lock your door”, “cook big meals that can be frozen”, and “learn to budget”. The last two I’ve really taken to heart recently. Every pay day, I sit down and think of what I want to eat for the next two weeks until my next pay cheque. On my last shopping trip, I got everything I needed for breakfasts and lunches for 2 weeks for about $45, and everything I need for suppers for $50, including snacks and desserts. That is every meal I will need for 2 weeks for under $100.

When shopping for food, people tend to do it all in one place, which is understandable, but tends to lead you to do all of your shopping at higher end grocery stores where the meat and produce is fresher and readily available. Unfortunately this also means that the frozen and boxed items are more expensive. Frozen foods, preserves and dry goods are made to the same factory specifications, which from a freshness standpoint makes it a moot point as to where you actually pick them up. A can of soup is a can of soup. My tendancy now is to pick up all of my dry/frozen goods at a grocery store down town, which is the cheapest in YK, and then pick up my fruits/veggies and meats at a store closer to my house.

Another way I save on my food bill is to make a big meal every weekend and freeze the majority of it in single serving containers. If I make a soup or stew on the weekend in my slow cooker (which is a marvelous invention might I add), that will do me for a week or so. Now, the same soup for lunch every single day tends to get quite dull, which is why I make something different every weekend and stockpile my frozen meals. Lasagana here, stew there, pulled pork every once in a while, and I’m happy.

We as Canadians tend to waste a lot of food. One reason being that we buy too much of it, and we buy it on an impulse. When I got home from the store, I used to have to clear out some space before I was able to put any of it away, and a lot of the new items I was putting in the fridge was the same stuff I had just tossed out because I didn’t use it the last time. Just because it sounds like a good idea in the grocery isle, doesn’t mean that you will use it. I’ve also taken to looking at my grocery cart a lot instead of what’s on the shelves, either planning meals in my head and making sure I only get what I need, or just trying to aviod the “oh shiny” reaction to a new flavour of chocolate coated something-or-other that may catch my eye. When it comes to treating myself, I could justify pretty much anything, so long as there was carmel filling involved somehow. Now, it’s 1-2 treats tops per pay period.

All in all, this has made for a much smaller food bill, and a much healthier diet. No more coming home from the store feeling like I accomplished something, then realizing that I spent $100 or so on treats, and only have enough real food for maybe 4 meals. Who knew that taking my mom’s advise would work out so well :) .

-Luggy Deadnick

Readers: I eat out for lunch maybe once/week, tops. That’s partly due to the fact that I can walk home – in -30C, mind you – every day for lunch. How often do you buy lunch, and what do you attribute it to?

’cause the VP of Afghanistan travels with….
Money

“Suspicions of corruption in the Afghan government: When Afghanistan’s vice president visited the United Arab Emirates last year, local authorities working with the Drug Enforcement Administration discovered that he was carrying $52 million in cash. With wry understatement, a cable from the American Embassy in Kabul called the money “a significant amount” that the official, Ahmed Zia Massoud, “was ultimately allowed to keep without revealing the money’s origin or destination.” (Mr. Massoud denies taking any money out of Afghanistan.)”

Full article on the New York Times

Personally, I usually carry about $20 for domestic travel, maybe $100 international.   I suddenly feel inadequate.

I did it! I bought nothing today!

There was a teensy bit of cheating: I had pre-booked (long before I remembered what today was, honest) a coffee date and the other person bought my latte. Also, my cleaning person was scheduled today anyways. But I didn’t swipe my card through any machines today, nor did I fork over any cash. My wallet stayed tucked away all day long.
Readers: have you ever gone a day, deliberately, without spending money? Krystal, I know you have. And Esme, I think you do quite regularly right? Big Cajun Man, ever tried?

I don’t want to be all melodramatic and OMG, but living in Yellowknife does have its unique moments.

On Sunday I popped by Yellowknife’s largest grocery store, to discover this:

and this:

Organic skim milk? I couldn’t get *any* milk!

And gas? This, via twitter:
LizHargreaves @tundrabunny just spreading Facebook gossip! @ekda1961 just posted that 1 station still has gas

Here’s what’s going on. There’s one road in and out of Yellowknife and that involves a ferry trip at about 3 hours outside of Yellowknife over an arm of the Great Slave Lake. Usually timing the phase between when it’s too icy to truck stuff over the ferry and when trucks can drive over the iceroad (yes, really) is down to a science. Stores and gas pumps stock up, and some food is chartered in. Usually within a short time, we’re all back on track. This year, mother nature caught us off guard. And we’re kinda stranded for a bit.

Don’t worry. I’ll be fine. But please. Send food.

ps: and of course (!) (of course!) I am in no way comparing this little quirk to places and people who truly have no food, either in an ongoing way or because of an emergency. In fact, why not pop by your local food bank to help folks for whom finding food is a true hardship.

Network Hub (rent by the hour or day)

This is not my office. This is the co-working space, The Network Hub, in Vancouver that I rented during my working-holiday in October. More on it later.

My actual office in Yellowknife is grey. Grey walls, grey carpet and no windows.

It’s a funny thing about offices. When I lived and did business in Vancouver, I rented from Workspace and I was In.Love.With.It. Most interesting thing about it? It wasn’t an office. We all rented… well.. space! There were simple tables we could use, and four small rooms if we needed to meet for an hour, and a coffee bar. But mostly, we rented space. You can get a bit of a sense of it here:
Good Ideas in Media
or here:
Workspace Photo Shoot
or on a busy day (Barcamp. Go look it up if you don’t know what that is. It’s worth knowing!)
BarCamp Vancouver 2007 - 51 - PhotoCamp

Having an office per se soon became meaningless to me. It was far outweighed by the sense of zen and spaciousness and the way in which the open-ness invited collaboration. Offices were a thing of the past to me.

So when I moved up to my new job in Yellowknife and there wasn’t office space available at the time, I didn’t blink an eye. I attempted to continue with my paper-free lifestyle and a clutter-free desk. Except – People.Kept.Asking if Didn’t I have any work? and over time I began to re-associate an office with status. And worry that folks would perceive me as low on the totem pole (a silly construct I’d happily let go of just months earlier!) since I was sans bureau.

Now I have an office. And I hate to admit it, but I think my nose would be out of joint if for any reason I had to give it up. Or move to a cubicle (a fate worse than hell). Even if it is an office, it’s *my* office, grey walls and all.
Do I do better work than I would in a cubicle? I imagine not. But I would feel less a valued part of the team and more a drone without it. And that could well lead to a lower quality of work.

My point is this: our work-spaces inform so very much more than you’d think, don’t they?
Readers – care to share what your work space is like? Do you like it? Does it contribute to working effectively? Does it lead to collaboration or isolation? To what extent is it a status symbol?

*********************************
ps:
And if you are traveling to Vancouver and want a place to try out co-working, I recommend The Network Hub pictured at the top of this post. Lovely, is it not? Oodles of character. The rates are crazy-reasonable and the service is friendly. And if you see my pal Raul, please give him a Hi from Nancy.

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