Anyone have opinions on pet insurance?
My two daschunds are 2 years old, and I don’t have pet insurance. I do have a little emergency fund, and set aside money every 2 weeks to plump it up. My reasoning is that I’ve heard too many horror stories about insurance companies not coming through – negating the claim – and I don’t want to pay into something that may not pay out when I need it!
Plus, daschunds are prone to back problems, and I suspect insurance companies don’t cover this particular issue.
So I’ve been putting money into a savings account instead.
Recently though, a client told me how much she wished she’d had insurance for a multiple-thousand dollar surgery. Now I’m second guessing my decision.
Anyone have experience with pet insurance? Good? Bad? Should I get it?