A Money Coach in Canada

Follow & Subscribe

this might help cheer you up:


Sometimes I find someone who’s said it first, or said it better.Coinstack

TheSimpleDollar blogger came up with 40 ways to save money. If it’s time to trim spending it’s an awesome list! It covers categories ranging from entertainment to automobiles.

I’d add a couple things I’ve done –

  1. I have a little herb garden (thanks for the inspiration, Dorothy – you know who you are!). Basil, oregano, thyme, rosemary and yes, sage. Easily saves $10/month
  2. I moved my banking to a credit union, and dropped my banking fees by at least $60/year, probably more
  3. I moved to shaw digital phone. This isn’t supposed to be a commercial for them, but I have to say, I’m saving a good $15/month plus got awesome service. (anyone else love the fact that if they can’t take your call right away, you get to hang up, but you’re still in the queue, and they call you back? now there’s a concept – don’t hog your customer’s time – let the customer get on with their day! but I digress)

Festival Vancouver presents classical music all over the city for a couple weeks, including some free lunch hour concerts live at the Vancouver Art Gallery. Stroll by with an iced latte or lite lunch, and take in some talent next week, Tuesday Aug 7, Wednesday Aug. 8, Thur. August 9th.

Lululemon, Vancouver’s Chip Wilson’s wild success story, went from $18usd to $29.98usd between Friday, when it first became available for the public to purchase,  and this morning (Tuesday).yoga pants

It’s sexy, exciting and you won’t catch me buying it.

Why not?  I’ve purchased a couple clothing companies which had  flashes of glory (Le Chateux did me well),  but I’ve also purchased a few Cdn. companies that tried to make it big in the states, only to come home with their tail between their legs (to my regret, as much as anyone!).   I’m simply not convinced lululemon will manage to take it to the next level (ie. U.S. retail market) and continue being profitable enough to justify the current stock price.

But don’t just take my word for it.  Others who are credentialled (I’m not!  This is just an amateur’s take on the thing!) say yes, go for it.  Plus, I declined buying google, thinking it was overpriced.  Alas.  I could have been a millionaire by now! So make up your own mind.  I’m just sayin’ ….

How can we possibly purchase a designer outfit, when there are humans without enough food? How can I buy a gorgeous persian carpet that may have been made with child labour? … or for that matter how can I buy LuLu lemon which also may have been made by children?

I have a radical streak that talks to me periodically, and this weekend I heard the voice again. I wonder if I should adopt a lifestyle of extreme simplicity. Give all I have to the poor etc. How can I sleep on my comfortable, queen-sized bed when there’s a man across the street from me on the sidewalk, sleeping against an air vent for warmth?

But. and I don’t think this is an illegitimate “but”. There is such a thing as quality, and surely that has inherent merit as well. I’ve worn designer clothes, and while it may not always be the case, the ones I’ve worn have lasted longer, looked better, and given me a lot more pleasure than the knock-offs. I’ve driven ‘flashy cars’ and while I currently opt to use public transit as my way of contributing to the environment, I reserve the hope that someday BMW will be eco-friendly enough that I can buy a gorgeous piece of auto machinery.

So far now, I’m sticking with my middle-class lifestyle, but reaffirming my intention to buy quality that contributes to a home of beauty, and absolutely not buy the crap that clutters.